Money-saving & comparison

Salary Reality Check

Compare job offers by real net pay per hour, including commute time and living costs.

Shown in results only; no conversion is performed.

Job offers (required)

Tax rate is YOUR effective tax + social contribution rate in % of gross (look it up in a local net-pay calculator); this tool does not implement any national tax law. Living cost difference is extra rent/living cost per month for this job compared to your baseline (negative if cheaper).

Job offers
#OfferGross salary / yearEffective tax + social % (%)Bonus / yearBenefits value / yearCommute one way (min)Commute cost / monthWorking days / year (days)Hours / week (h)Living cost difference / monthRemote days / week (days)
1%mindayshdays
2%mindayshdays
3%mindayshdays

Try an example: City job vs. remote-friendly job · Three offers with different hours

How it works

Enter 2–4 job offers with salary, your own effective tax rate, bonus, benefits, commute and cost-of-living differences. The tool ranks them by net income per hour of working plus commuting time, so a higher salary with a long commute or an expensive city is put into perspective.

  • Gross total = gross salary + annual bonus. Net annual = gross total × (1 − effective tax+social rate) + benefits value (benefits are treated as already net).
  • The effective tax+social rate is supplied by you; no national tax rules are applied.
  • Commute days per year = working days × (1 − remote days per week ÷ 5). Commute hours = commute days × 2 × one-way minutes ÷ 60.
  • Work hours per year = weekly hours ÷ 5 × working days (a 5-day week is assumed).
  • Net after costs = net annual − 12 × monthly commute cost − 12 × monthly living cost difference.
  • Net per hour incl. commute = net after costs ÷ (work hours + commute hours). Offers are ranked by this value; ties keep input order.
  • Value of commute time = commute hours × (net annual ÷ work hours).

For scripts and AI agents

  • JSON API: POST https://salaryrealitycheck.usefulweb.site/api/v1/calculate (same calculation as this page)
  • Interface description: OpenAPI 3.1 · AI guide: llms.txt
  • MCP server (Streamable HTTP): https://salaryrealitycheck.usefulweb.site/mcp · tool name salary_reality_check
Example request
curl -s -X POST https://salaryrealitycheck.usefulweb.site/api/v1/calculate \
  -H 'content-type: application/json' \
  -d '{"currency":"EUR","offers":[{"name":"Big-city bank","grossAnnual":72000,"taxRatePercent":42,"bonus":6000,"benefitsValue":1200,"commuteMinutesOneWay":55,"commuteCostMonthly":90,"workingDays":220,"weeklyHours":42,"livingCostDiffMonthly":450,"remoteDaysPerWeek":1},{"name":"Local software firm","grossAnnual":62000,"taxRatePercent":39,"bonus":0,"benefitsValue":800,"commuteMinutesOneWay":20,"commuteCostMonthly":40,"workingDays":220,"weeklyHours":40,"livingCostDiffMonthly":0,"remoteDaysPerWeek":3}]}'
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