# Salary Reality Check

> Compare job offers by real net pay per hour, including commute time and living costs. Enter 2–4 job offers with salary, your own effective tax rate, bonus, benefits, commute and cost-of-living differences. The tool ranks them by net income per hour of working plus commuting time, so a higher salary with a long commute or an expensive city is put into perspective.

Part of usefulweb.site (https://usefulweb.site/). Results are deterministic calculations from the inputs and the listed assumptions; the API returns exactly what the web page shows.

## Use it
- Human interface: https://salaryrealitycheck.usefulweb.site/ (interactive tool at https://salaryrealitycheck.usefulweb.site/tool)
- JSON API: POST https://salaryrealitycheck.usefulweb.site/api/v1/calculate with a JSON object of inputs (schema: https://salaryrealitycheck.usefulweb.site/api/v1/tool)
- OpenAPI: https://salaryrealitycheck.usefulweb.site/openapi.json
- MCP (Streamable HTTP): https://salaryrealitycheck.usefulweb.site/mcp - tool `salary_reality_check`

## Inputs
- currency (text): Currency - Shown in results only; no conversion is performed.
- offers (table, required): Job offers - Tax rate is YOUR effective tax + social contribution rate in % of gross (look it up in a local net-pay calculator); this tool does not implement any national tax law. Living cost difference is extra rent/living cost per month for this job compared to your baseline (negative if cheaper).

## Method
- Gross total = gross salary + annual bonus. Net annual = gross total × (1 − effective tax+social rate) + benefits value (benefits are treated as already net).
- The effective tax+social rate is supplied by you; no national tax rules are applied.
- Commute days per year = working days × (1 − remote days per week ÷ 5). Commute hours = commute days × 2 × one-way minutes ÷ 60.
- Work hours per year = weekly hours ÷ 5 × working days (a 5-day week is assumed).
- Net after costs = net annual − 12 × monthly commute cost − 12 × monthly living cost difference.
- Net per hour incl. commute = net after costs ÷ (work hours + commute hours). Offers are ranked by this value; ties keep input order.
- Value of commute time = commute hours × (net annual ÷ work hours).